Privacy Policy

Privacy Rooted in Principle

Last Updated: November 2026

The Information provided on the ForOurLastNames App, ForOurLastNames, Corp., ForOurLastNames.io, and its variations, is intended for educational, informational, and entertainment purposes only. It is provided without any express or implied warranty of any kind, including but not limited to warranties of accuracy, completeness, or fitness for any particular purpose.

ForOurLastName Corp. makes no warranties, express or implied, or fitness for a particular purpose, with regard to content, effect or usage. ForOurLastNames, Corp., its affiliates, or any contributors to the platform shall not be held responsible for any losses, damages, or adverse consequences resulting from the use of the information provided on the platform. By using the ForOurLastNames App, users agree that they are solely responsible for the decisions they make and any associated outcomes. 

We value your privacy and are committed to protecting your personal information. This Privacy Policy explains what data we collect, how we use it, and your rights regarding that information.

1. Information We Collect

When you use our services, we collect the following categories of personal data:

A. User Account & Authentication

  • Email address, name, and zip code (required for account creation and communication).

  • Date of birth, education, and pronouns (optional). You can skip this question.

B. Device & Technical Identifiers

  • Technical and log data: Our service providers (Supabase and Stripe) automatically log technical information such as your IP address, device and browser type, and request timestamps. We use this for security, fraud prevention, troubleshooting, and system performance.

  • Cookies and session tokens: Used to keep you logged in, maintain session persistence, and track session activity for account security.

  • Device identifiers: If you turn on notifications, we store a device token.

C. Financial Identifiers (via Stripe only)

  • Billing name and address (if required by Stripe Checkout).

  • Payment method ID: Processed and stored by Stripe. We do not store or have direct access to your full credit card number or sensitive financial details.

  • Subscription status: Whether you have an active subscription and its end date, so we can give you access to the app. 

D. Financial Data

  • Financial information you provide, such as Credit Score, Savings Ratio, Debt-to-Income Ratio, Employment Stability, Repayment Progress Rate, Student Loan Burden Ratio (optional). You enter this information yourself so you can track it in the app. We don't use it for other purposes or share it with third parties.

E. Demographic Information (optional)

  • Race or ethnicity, if you choose to share it. You can skip this question or select "prefer not to say." We use this information only in aggregate to understand who our app is reaching. It does not affect your experience in the app, and we never share it with third parties.

F. App Activity

  • Information about how you use the app, such as features and buttons you tap, lessons and modules you complete, your progress, and when you last used the app. We use this to save your progress and to understand how the app is used so we can improve it.

G. Content You Provide

  • Reflections, notes, or responses you write in the app, and messages you send us for support. We use this to provide the features you're using and to respond to your requests.

2. How We Use Your Information

We use the collected data to:

  • Provide and manage your account.

  • Authenticate logins and secure your sessions.

  • Process payments and subscriptions through Stripe.

  • Prevent fraud, protect the integrity of our systems, and comply with legal obligations.

  • Improve our services and personalize your experience.

  • Understand how the app is used, in aggregate, so we can improve it.

  • Respond to your support requests.

3. How We Share Your Information

We do not sell your personal data. We do not use your data for third-party advertising or share it with data brokers, and we do not track you across other companies' apps or websites. We share information only with trusted service providers to operate our platform:

  • Supabase: Database, authentication, and storage.

  • Stripe: Secure payment processing.

  • Financial professionals: We don't send your information to the financial professionals listed in the app. If you choose to contact one, you do so directly (for example, from your own email app), and you decide what to share.

These providers will process your data solely for the purpose of delivering their contracted services.

4. Data Retention

  • User account data: Retained while your account is active.

  • Technical logs (e.g., IP addresses): Retained for security and compliance purposes, generally 1 year.

  • Financial data: Stripe retains payment-related information according to its own legal and compliance obligations.

  • When you delete your account, we delete your account data, including financial data you entered, demographic information, app activity, and content you provided, within 30 days, except where we must keep it to meet legal obligations.

5. Your Rights

Depending on your location, you may have rights to:

  • Access, correct, or delete your personal data.

  • Object to or restrict certain processing.

  • Request a copy of your data in a portable format.

You can delete your account at any time in the app at Profile → Delete Account. To exercise these rights, contact us at tech@forourlastnames.io.

6. Security

We implement industry-standard technical and organizational measures to protect your personal information. Payment card details are handled exclusively by Stripe and never stored on our servers. Financial information you enter in the app (Section 1D) is stored with our hosting provider, Supabase, and protected with encryption and access controls. Demographic information is reported only in aggregated, de-identified form, and access to individual responses is restricted.

7. Changes to This Policy

We may update this Privacy Policy from time to time. Updates will be posted with a revised "Last Updated" date.

8. Children’s Privacy

We do not knowingly collect personal information from children under 13. If we learn that we have, we will delete it promptly. Users under 18 must have verifiable parental or guardian consent, consistent with our Terms of Service.

9. Contact Us

If you have any questions about this Privacy Policy, please contact us at:
ForOurLastNames at tech@forourlastnames.io